Identity theft protection is a very important type of protection that everyone should have. Fighting against identity theft can help you to make sure you do not suffer unnecessary financial difficulties. Making sure your identity is not stolen can also help you to protect your health.
Identity Theft Protection is Important To Your Health
If someone takes your identity, that dishonest identity thief could use your personal information to obtain medical services without having to pay for them or by having your insurance company pay for the services. The medical help that this other person receives, and the conditions that this identity thief has, could end up being recorded in your medical records. This could affect medical treatment that you receive if you go to the doctor or to the hospital. In some cases, this could even jeopardize your very life.
Identity Theft Protection Is Important to Your Finances
While you are not responsible for charges that someone makes on your credit cards or in your name, you need to alert creditors to the unauthorized use of your information in order to avoid the creditors trying to collect from you. When someone misuses your information to take on debt or borrow money and you don’t pay, the non-payment and the debt can be recorded on your credit report and drag your credit score down. This can result in a situation where you have a bad credit score, which can make it hard for you to get approved for a loan and which can make it more costly for you to borrow money. While you can clean your credit report, it can be really time consuming to do this and you could easily lose a house or car that you wanted to buy in the meantime as you spend days, weeks or months trying to restore your good credit.
Get Identity Theft Protection Today
Identity theft protection is important for people of all ages, as even children's identities have been misused. You shouldn’t hesitate to sign up for identity theft protection so you won’t have to worry as much about a thief getting hold of your personal information and misusing it.
Services like IDENTITY GUARD® can provide important help in protecting your identity. Sign up for identity theft protection today with a service that is designed specifically to assist in the fight against identity theft.
Friday, December 6, 2013
Monday, December 2, 2013
Learning How to Get a Credit Report
Knowing how to get a credit report is important because you want to check your record regularly. By checking your credit report regularly, you can see if there is any inaccurate information that might be dragging down your credit score. You can also see if someone has stolen your identity and opened a new card without you being aware of it. Finally, you can check your debt repayment progress and get a full overview of your debts. All of these are major reasons to check your credit report and score regularly, but you need to know the right steps to take to get your report.
How to Get a Credit Report
One of the best ways to get a credit report is to sign up for a service that provides one to you regularly. This includes services such as IDENTITY GUARD® Platinum, which provides you with access to credit reports from the major credit reporting bureaus in the United States. Using a service to help you to obtain a credit report makes the process easy and simple and ensures that you can regularly check your credit. It is important to check your credit on a regular basis since information on your report and from your creditors is updated monthly.
The Steps to Take to Get a Credit Report
When you sign up for a service to obtain a credit report, you will need to provide some basic information in order to be able to access your report. This includes providing your name, address and social security number. You may need to answer identifying questions about information contained on your credit report dealing with past loans or past addresses in order to verify that you are the person you say you are. This is done to protect access to your credit report so your sensitive information does not accidentally fall into the wrong hands.
Get Your Credit Report Today
Obtaining your credit report is easy from a service like IDENTITY GUARD® Platinum. Now that you know how to get a credit report, order your report today so you can start monitoring your debt and be informed of the information about you being shared with lenders.
How to Get a Credit Report
One of the best ways to get a credit report is to sign up for a service that provides one to you regularly. This includes services such as IDENTITY GUARD® Platinum, which provides you with access to credit reports from the major credit reporting bureaus in the United States. Using a service to help you to obtain a credit report makes the process easy and simple and ensures that you can regularly check your credit. It is important to check your credit on a regular basis since information on your report and from your creditors is updated monthly.
The Steps to Take to Get a Credit Report
When you sign up for a service to obtain a credit report, you will need to provide some basic information in order to be able to access your report. This includes providing your name, address and social security number. You may need to answer identifying questions about information contained on your credit report dealing with past loans or past addresses in order to verify that you are the person you say you are. This is done to protect access to your credit report so your sensitive information does not accidentally fall into the wrong hands.
Get Your Credit Report Today
Obtaining your credit report is easy from a service like IDENTITY GUARD® Platinum. Now that you know how to get a credit report, order your report today so you can start monitoring your debt and be informed of the information about you being shared with lenders.
Wednesday, November 13, 2013
Key Reasons ID Theft Protection is Needed
ID theft protection is something that almost everyone needs. Having identity theft protection is important to protect your finances and to avoid spending hours dealing with a criminal act committed against you. There are many reasons why you need protection from having your identity stolen, and once you consider the important advantages, it will be easy to see how valuable this type of protection is.
ID Theft Protection Helps You to Avoid Credit Denials
One of the biggest reasons you need ID theft protection is to make sure you do not get denied the ability to borrow money based on someone stealing your identity and misusing it to take on credit in your name. When you buy a house or a car, you may have a limited period of time to get your credit approved and make your purchase before the car is sold to someone else or your contract to buy the house expires. The last thing you want is to be derailed from a big purchase because your identity was stolen and you were not able to fix the problem in time.
ID Theft Protection Helps Protect Your Credit Score
Your credit score is one of your most important financial metrics, and a bad credit score could not only result in a denial of credit, but could also make it much more expensive for you to actually be able to borrow money. If your identity is stolen and your credit score suffers, you could end up getting a mortgage, car loan or credit card at a very high rate (if you get one at all). If you don’t realize what happened and just accept the higher rate, you could end up paying hundreds of thousands of dollars more over your lifetime.
ID Theft Protection Can Help Catch Identity Thieves Quicker
When your identity is stolen, you can take steps to get the negative information removed from your credit report and to fix the damage that was done to your credit. However, it can take a lot of time as you deal with police reports, contacting each of the creditors and contacting the credit bureaus. If you are able to catch identity thieves sooner because you check your credit reports or are alerted to a problem, then you can avoid spending tons of time dealing with the theft of your identity.
Services such as IDENTITY GUARD® help to empower you in the fight against identity theft. Learn more about ID theft protection services today.
ID Theft Protection Helps You to Avoid Credit Denials
One of the biggest reasons you need ID theft protection is to make sure you do not get denied the ability to borrow money based on someone stealing your identity and misusing it to take on credit in your name. When you buy a house or a car, you may have a limited period of time to get your credit approved and make your purchase before the car is sold to someone else or your contract to buy the house expires. The last thing you want is to be derailed from a big purchase because your identity was stolen and you were not able to fix the problem in time.
ID Theft Protection Helps Protect Your Credit Score
Your credit score is one of your most important financial metrics, and a bad credit score could not only result in a denial of credit, but could also make it much more expensive for you to actually be able to borrow money. If your identity is stolen and your credit score suffers, you could end up getting a mortgage, car loan or credit card at a very high rate (if you get one at all). If you don’t realize what happened and just accept the higher rate, you could end up paying hundreds of thousands of dollars more over your lifetime.
ID Theft Protection Can Help Catch Identity Thieves Quicker
When your identity is stolen, you can take steps to get the negative information removed from your credit report and to fix the damage that was done to your credit. However, it can take a lot of time as you deal with police reports, contacting each of the creditors and contacting the credit bureaus. If you are able to catch identity thieves sooner because you check your credit reports or are alerted to a problem, then you can avoid spending tons of time dealing with the theft of your identity.
Services such as IDENTITY GUARD® help to empower you in the fight against identity theft. Learn more about ID theft protection services today.
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