Key Reasons ID Theft Protection is Needed

ID theft protection is something that almost everyone needs. Having identity theft protection is important to protect your finances and to avoid spending hours dealing with a criminal act committed against you.  There are many reasons why you need protection from having your identity stolen, and once you consider the important advantages, it will be easy to see how valuable this type of protection is.

ID Theft Protection Helps You to Avoid Credit Denials

One of the biggest reasons you need ID theft protection is to make sure you do not get denied the ability to borrow money based on someone stealing your identity and misusing it to take on credit in your name. When you buy a house or a car, you may have a limited period of time to get your credit approved and make your purchase before the car is sold to someone else or your contract to buy the house expires. The last thing you want is to be derailed from a big purchase because your identity was stolen and you were not able to fix the problem in time.

ID Theft Protection Helps Protect Your Credit Score

Your credit score is one of your most important financial metrics, and a bad credit score could not only result in a denial of credit, but could also make it much more expensive for you to actually be able to borrow money. If your identity is stolen and your credit score suffers, you could end up getting a mortgage, car loan or credit card at a very high rate (if you get one at all). If you don’t realize what happened and just accept the higher rate, you could end up paying hundreds of thousands of dollars more over your lifetime.

ID Theft Protection Can Help Catch Identity Thieves Quicker

When your identity is stolen, you can take steps to get the negative information removed from your credit report and to fix the damage that was done to your credit. However, it can take a lot of time as you deal with police reports, contacting each of the creditors and contacting the credit bureaus.  If you are able to catch identity thieves sooner because you check your credit reports or are alerted to a problem, then you can avoid spending tons of time dealing with the theft of your identity.

Services such as IDENTITY GUARD® help to empower you in the fight against identity theft. Learn more about ID theft protection services today.

Identity Theft Protection: Is it Right For You?

-->

Many people have heard of identity theft protection but aren’t necessarily certain if it is something that they need or not. The reality, however, is that most everyone – including children and those without credit cards of their own – can benefit from identity theft protection.

Why Identity Theft Protection is Right for You

Identity theft protection from http://www.identityguard.com gives you important tools that you can use to help you stop ID thieves from taking and illegally using your personal information. With regular access to your credit report and notifications and alerts of certain suspicious activity, you can spot identity theft very quickly – typically much more quickly than those who have no protections in place at all. The sooner you learn your information has been compromised, the less damage an identity thief has time to do.

So, why is this something that you have to worry about and why is it important that everyone consider getting identity theft protection from IDENTITY GUARD®? Here are just a few reasons why identity theft protection may be right for you:

• Identity theft is a fast-growing crime that can have serious repercussions. People who have their identities stolen can experience an inability to get credit when it comes time to make important purchases such as buying a new home or a new car. While the errors on a credit report from identity theft can be corrected, it is very time consuming and can take countless hours to fix a credit report that has been damaged by identity theft.
• Identity theft is not an Internet-only crime. While many people believe that credit card and personal information is only stolen on the Internet, this is simply not true. Even if you have never used a computer in your life, your information is still accessible in many different ways to would-be identity thieves, and you are still susceptible to having your identity stolen. Someone could obtain your personal and private information from disregarded mail, hacking into or compromising the files of your credit card company, installing special devices on ATM machines, or simply looking over a waiter’s shoulder as he runs your credit card in a restaurant. A determined identity thief can always find a way.
• Identity theft can happen to anyone. Even children and the elderly who do not have credit cards available could potentially be victims of identity theft. In these cases, without identity theft protection in place, the damage could be even more severe since the victim may not find out that his or her information is being used for a long time.

These are just a few reasons why everyone should consider some type of identity theft protection. If you are serious about being proactive and protecting your information from those who want to make illegal use of it, take the first step today in arming yourself with the support and information that you need. Sign up for IDENTITY GUARD® today to make the smart choice on protecting your good name.

Identity Theft Prevention is a Smart Choice

Identity theft is a crime that can have a serious impact on the life of its victim. If you have your identity stolen it may impact your credit score, and it may make it difficult for you to get a mortgage, a car loan, or even a basic credit card. To correct all the problems that occur as a result of identity theft, you may need to spend hours on the phone, writing letters, and otherwise trying to untangle the mess that has been made of your credit. This can be a very stressful experience.

The best way to take action and to protect yourself from these problems is to choose identity theft prevention. With an identity theft prevention service such as http://www.identityguard.com, you are given tools that will help alert you to identity theft right away. You can then take prompt and swift action so you can stop the identity thief in his tracks before he has made a mess of your finances.

IDENTITY GUARD® gives you regular access to information on your credit as well as alerts when certain key events occur that may suggest identity theft. Armed with this information, you will be an educated and informed consumer who is best able to fight against identity thieves. Don’t wait until it is too late for you; get yourself identity theft prevention services through IDENTITY GUARD® today.