Tuesday, October 30, 2012

Child ID Theft Protection: A Practical Gift


As a parent, grandparent, or guardian of a child, you want to do everything possible to help the child in your life have a bright future. This means preparing your child for everything that life could throw at him or her. In today’s world, this includes preparing your child for financial setbacks and doing everything possible to help your child have a bright financial future and financial success. You don’t want anything to derail this, especially before your child has a chance to begin making money decisions. As such, you need to take steps to fight against child ID theft.

Fighting Child ID Theft

Child ID theft has become a major source of concern. Many identity thieves are turning to children because they make easy victims. Kids may not be very careful with their personal information because they don’t understand the risk of identity theft. Even cautious parents who are diligent about keeping their own personal information private may not be aware that child ID theft is also an issue and, thus, may not be as careful with their children’s private data as they should. The worst issue, however, is that kids don’t use credit regularly, don’t apply for mortgages and car loans, and may not even be aware that they have credit reports. As such, an identity thief may have a long time in which he goes undetected and is free to steal and use a child’s personal information before he is discovered and stopped.

With child ID theft protection, however, you and your child are given important tools that will assist you in fighting any identity theft before it becomes a major problem to solve. With IDENTITY GUARD® identity theft protection, it is possible to regularly monitor a child’s credit information and to receive alerts triggered by certain suspicious or out-of-the-ordinary events. You can also take advantage of programs that are specifically targeted towards helping to prevent child ID theft, such as kID SureSM, if you would prefer a program specifically targeted towards helping to fight child ID theft.

Why Opt for Child Identity Theft Protection

A child’s credit score is going to have a major impact on that child’s life. Many students need loans in order to pay for college, so they will need to have their credit in good shape in order to get these important student loans. You don’t want to later discover – when that freshman year arrives – that there is a delay or that the loans aren’t available as a result of an identity theft situation. Further, you don’t want your child to start his or her life dealing with black marks on a credit record because of identity theft.

Correcting mistakes and errors on a credit report that exist because of identity theft takes time, and the longer the identity theft goes on undiscovered, the stickier and more complicated the situation becomes. Don’t let your child be saddled with a financial mess as one of his first experiences in the financial world. Instead, take advantage of child id theft protection through http://www.identityguard.com/ or kID SureSM in order to give your child a practical and lasting gift.